Medicare Overview

Medicare is the federal health insurance program for:

  • People who are 65 or older

  • Certain younger people with disabilities

  • People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

Medicare Parts

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  • Part A covers hospitalization, skilled nursing facilities and other inpatient care.

  • Part B covers doctors visits, lab tests and other outpatient services.

  • Part C is also known as 'Medicare Advantage'. These are private insurance plans that work with Original Medicare.

  • Part D is prescription drug coverage, which is not covered under Original Medicare.